Steve Pumphrey Fitness
Fitness Programs you can follow for a lifetime
Steve Pumphrey Fitness
Fitness Programs you can follow for a lifetime
Terms of Use and Liability Disclaimer – Steve Pumphrey Fitness
Last Updated: February 2026
Welcome to Steve Pumphrey Fitness (the “Website”, “Site”, “we”, “us”, or “our”). By accessing, browsing, or using this Website, purchasing any digital products, online coaching programs, workout plans, consultations, in-person training sessions, or otherwise engaging with our content or services (collectively, the “Services”), you agree to be bound by these Terms of Use and Liability Disclaimer (“Terms”). If you do not agree, do not use the Site or Services.
All content and Services—including articles, videos, workout plans, nutrition suggestions, emails, coaching calls, in-person sessions, or any other materials—are provided for general informational and educational purposes only. They are not medical advice, diagnosis, treatment, therapy, rehabilitation, or a substitute for personalized advice from a qualified physician, physical therapist, registered dietitian, or other licensed healthcare professional.
You must consult your physician or other qualified health provider before starting any new exercise program, nutrition plan, in-person or online training, or making changes to your physical activity, diet, or health regimen—especially if you have any pre-existing medical conditions, injuries, are pregnant, postpartum, over age 65, or have not exercised recently.
Physical activity, exercise, strength training, cardio, mobility work, and any fitness-related activities—whether online (virtual coaching, recorded workouts, app-based programs) or in-person (personal training sessions, group classes, at gyms, homes, outdoor locations, or other facilities)—carry inherent risks of serious injury, illness, permanent disability, or death. These risks include but are not limited to muscle strains, sprains, fractures, joint injuries, heart complications, exacerbation of pre-existing conditions, slips/trips/falls, equipment failure/misuse, premises hazards, travel to/from sessions, interactions with others, environmental factors, and other unforeseen harm.
By using the Services or participating in any workout, program, online session, or in-person training/coaching (live, recorded, written, virtual, or physical), you voluntarily assume all such risks, known and unknown, and agree that you are solely responsible for your health, safety, form, modifications, intensity level, equipment choices, training environment, and any travel or premises involved.
To the fullest extent permitted by law, you hereby release, waive, discharge, and covenant not to sue Steve Pumphrey, Steve Pumphrey Fitness, its owners, affiliates, employees, contractors, coaches, agents, representatives, successors, and assigns (collectively, the “Released Parties”) from any and all liability, claims, demands, actions, causes of action, damages, costs, expenses, or losses (including but not limited to personal injury, death, property damage, emotional distress, medical expenses, lost income, or any other loss) arising out of or related in any way to:
– Your access to or use of the Website or Services
– Any exercise, workout, program, advice, recommendation, or instruction provided (online or in-person)
– Your participation in any coaching session, class, training, or activity (virtual/online, live-streamed, or in-person at any location)
– Use of any equipment, facilities, premises, or environment (yours or third-party) in connection with the Services
– Travel to or from any in-person session or related activity
This release applies even if caused in whole or in part by the negligence (but not gross negligence or willful misconduct) of any Released Party.
You agree to indemnify, defend, and hold harmless the Released Parties from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) brought by third parties or arising from your violation of these Terms, your use of the Services, your participation in any fitness activities (online or in-person), or your actions/omissions during any session.
All payments for Services are non-refundable. This includes, but is not limited to:
– Digital products (e.g., workout plans, programs, e-books, videos)
– Online coaching packages, subscriptions, or programs
– In-person training sessions, packages, or consultations
– Any other purchases made through the Website or directly
Once payment is processed and access is granted (or services commence), all sales are final. We do not offer refunds, credits, prorated amounts, or exchanges for any reason, including but not limited to change of mind, dissatisfaction, non-use, injury, illness, relocation, or inability to participate.
For subscription-based Services (if applicable), you may cancel future billing at any time, but no refund will be issued for the current billing period or any amounts already paid.
We reserve the right to make exceptions only in our sole discretion and in writing (e.g., for technical errors on our end). Any refunds, if granted, are processed within 14 business days.
This policy complies with applicable laws; nothing herein limits rights you may have under consumer protection statutes where required by law.
Your privacy is important to us. This Privacy Policy explains how Steve Pumphrey Fitness collects, uses, discloses, and safeguards your information when you visit our Website, purchase Services, or engage in coaching (online or in-person).
Information We Collect
We collect personal information you voluntarily provide, such as:
– Contact details (name, email address, phone number)
– Payment information (processed securely via third-party providers)
– Health and fitness-related data (e.g., goals, medical history, progress metrics, measurements, or other details shared during consultations, forms, or sessions)
We may also collect automatically collected data like IP address, browser type, device info, and usage patterns (via cookies or analytics tools).
How We Use Your Information
We use your information to:
– Provide and personalize the Services (e.g., create workout plans, conduct coaching)
– Process payments and manage accounts
– Communicate with you (e.g., confirmations, updates, support)
– Improve our Services and analyze usage
– Comply with legal obligations
Sharing Your Information
We do not sell your personal information. We may share it with:
– Trusted service providers (e.g., payment processors like Stripe, email services, scheduling tools) who help operate our business and are bound by confidentiality
– As required by law, to protect our rights, or in connection with a business transfer
Health/fitness data is shared only as necessary for providing Services and not for marketing without consent.
Security
We use reasonable administrative, technical, and physical safeguards (e.g., encryption for transmissions, secure storage) to protect your information. However, no method is 100% secure, and we cannot guarantee absolute security.
Your Rights
You may request access to, correction of, or deletion of your personal information by contacting us. We will respond in accordance with applicable laws. For certain health-related data, additional rights may apply under state consumer health data laws (if relevant to your location).
Children’s Privacy
Our Services are not directed to children under 13. We do not knowingly collect personal information from children. If we learn we have collected such data, we will delete it promptly.
Changes to This Privacy Policy
We may update this policy from time to time. Changes will be posted here with an updated “Last Updated” date. Continued use of the Services after changes constitutes acceptance.
Contact Us
For questions, requests, or concerns about privacy, contact us using the contact form on this site.
To the maximum extent permitted by law, the Released Parties shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, even if advised of the possibility of such damages.
Our total liability to you shall not exceed the amount you paid us in the twelve (12) months immediately preceding the claim (or $100, whichever is greater).
– These Terms are governed by the laws of the State of South Carolina, without regard to conflict of law principles.
– If any provision is found invalid or unenforceable, the remaining provisions remain in effect.
– No waiver of any term shall be deemed a further or continuing waiver.
– We may update these Terms at any time; continued use constitutes acceptance of changes.
– For in-person services, additional agreements or waivers may be required at the time of booking/session.
By using this Website, purchasing Services, or participating in any online or in-person training, you acknowledge that you have read, understood, and voluntarily agree to these Terms, including the Assumption of Risk, Release, Waiver of Liability, Indemnification, No Refunds Policy, and Privacy Policy provisions.
If you have questions, contact us using the contact form on this site.